Exchange USDT for soles at the price you see

P2P means the exchange is between two people, not against a bank. Here every trade follows the same order: you send your payment —the soles to your reservation's account, or your USDT to its address— and, as soon as it is confirmed, AR4 sends you what is yours; this is the rule for every trade and it protects both parties. You also have a clearly responsible party and a complaints book published on this site, the conditions are written before you put in a single sol, the price is locked when you confirm and, if something could not be completed, what you sent goes back in full to the same source.

Yes. The price in the box is set by AR4 —it is not read from any platform— and it is the same one the calculator uses. When you confirm your reservation, the server locks it for 45 minutes at the price in effect at that moment: your browser never sets it, so nobody can change it along the way. If a side says «No price for now», that exchange is not being offered at the moment.

To pay us: bank transfer or, up to S/ 500 per trade, Yape, Plin or Lemon Cash (all three under the same rule); the reservation assistant only shows you the ones that fit your amount. To get paid: transfer to your account, with your CCI. In both cases the account has to be in your own name, the one on your verified DNI: we don't accept third-party payments or pay in another person's name. If you pay by Yape, Plin or Lemon Cash, it has to be from the same mobile number you confirmed by SMS in the reservation or that you have verified in your profile. If you pay from another number, the payment is returned and the reservation does not proceed. Want to pay from another number? Confirm it first by SMS in the reservation, with «Use another phone». And we don't accept cash, either to pay or to get paid.

That payment is not treated as received. If you pay from an account or a mobile phone that isn't yours, or we see signs of fraud or money laundering, we may block your account and your access to the exchange, and hold the funds while we verify their origin. We only return them to the source account or wallet, in the holder's name, once it is cleared up, and when applicable we report it to the authorities (UIF-Perú). And if you send to a wrong address, network or account because of details you entered, we cannot recover that loss: that's why we ask you to review your details before confirming.

An exchange account, no: the direct exchange with AR4 doesn't go through any platform, so any USDT wallet works —Bybit, OKX, Trust Wallet, a Ledger, whichever you use— and you decide which address we send the USDT to, or which one you send it to us from. Your identity, yes, and only once: the first time you create a free AR4 account with your real name (the one on your DNI) and verify your identity in your profile, with both sides of your DNI and a selfie (about 2 minutes, with Didit). It is linked to your account and doesn't expire: if you are already verified, you don't repeat it. If you were verified before in an exchange without an account, you can keep trading with that same email and that same mobile phone. It's best to get verified beforehand, from your profile: with a verified account, the assistant skips the identity step, fills in your name and your email and, if your profile already has your mobile phone verified, doesn't ask you for another code, so the exchange takes you a minute. If you start a reservation without being verified, we save it only in your browser, for up to about 24 hours, and «Back to my exchange» resumes it when you finish. Your profile shows the verified identity check, without your name, your DNI or your photo, and in the Community you appear with your nickname. You also enter your email (twice, so there are no mistakes), which is where your reservation notifications arrive, and you confirm your mobile phone with a code by SMS. The exchange is only for people over 18. From S/ 2.000 we also ask you to declare where the money comes from and that you trade for yourself.

Yes, and that's the norm here: the exchange is closed directly with AR4 and the USDT goes to your wallet (or leaves it) on TRC20 or BEP20, the only two networks we use. Copy your exchange's USDT deposit address on that same network: sending on a different network is the only mistake that can't be undone. The payment in soles always comes from an account in your name.

There are no separate fees: AR4's margin is included in the price, which is set by AR4 and which you see in the box before you start. The calculator tells you exactly how much you receive, and that is what is locked when you confirm. It's worth comparing it with other services before trading: that's why it is in plain view.

A reservation locks the price for 45 minutes: that is the clock that runs from when the assistant shows you where to pay or send. You send your payment and, as soon as it is confirmed, AR4 sends you what is yours: when buying, once it sees your soles in its account and in your name; when selling, once it confirms your USDT on the network. The one who answers for it is AR4. Before showing you any account we confirm your mobile phone with a code by SMS and, the first time, your identity, which you verify in your profile with your DNI and a selfie (if you've already done it, the reservation takes a minute); and if something could not be completed the money goes back in full to the same source. If your payment arrives outside business hours, your trade is handled the next day, from the time we open.

Only two: TRON (TRC20) and BNB Smart Chain (BEP20), and in both directions —whether we send you USDT or you send it to us—. They are the two that practically every exchange and every wallet uses, and on both the network fee is low; exactly how much is set by your wallet or your exchange and you see it before confirming. If you send on another network —Solana, Arbitrum, Ethereum ERC20 or any other— that USDT does not arrive and there is no way to recover it: in crypto a transfer cannot be reversed; neither the sender, nor we, nor anyone else can undo it. That's why the network is chosen before seeing any address, and we repeat it on the confirmation screen and in the email.

You don't need to message us. When you send us USDT, the page asks you for a screenshot of your transfer (to verify your payment and prevent fraud; only AR4 sees it) and your transaction identifier —the TxID your wallet or exchange gives you—, and checks it directly against the blockchain, which is public and anyone can read. In seconds we tell you exactly how much arrived, and it notifies us so we can pay you. Four things are checked: that the transaction exists and succeeded, that the token is the real USDT on that network and not a fake one with the same name, that it arrived at our address, and how much arrived. You can also check it whenever you want in the «Track your reservation» section of this same page, with your reference and your email.

Yes, and we say so openly. Each day's capacity depends on the transfer limits of the banks payments are made from, and today it is S/ 15.000 in total. In addition, each trade has a minimum and a maximum, which the calculator tells you from the start. If your amount exceeds the maximum per trade or no longer fits in today's quota, the calculator warns you BEFORE you start, not at the end, and that amount cannot be reserved. A reservation is accepted while the exchange is open, according to the hours you see next to the prices; outside those hours you cannot reserve. From the moment you confirm, the price is locked for 45 minutes.

No. AR4 Servicios is the USDT exchange of the founder of AR4 Mercados, who provides it in a personal capacity; it is not a bank or a supervised exchange house, and balances are not covered by deposit insurance. Since there is no platform in between, when you send your payment (the soles to its accounts or your USDT to its address), until you receive what is yours, the one who holds it and answers for it is AR4. AR4 Mercados does not provide financial advice.